As pet owners, we want the best for our furry companions. We want them to be happy, healthy, and well-cared for. However, the reality is that unexpected medical expenses can quickly add up, leaving us with a hefty bill to pay. This is where pet insurance comes in. Progressive Pet Insurance is a comprehensive option for pet owners looking to protect their pets from unexpected medical expenses. In this article, we’ll explore the benefits of Progressive Pet Insurance and the different coverage options available.
Benefits of Progressive Pet Insurance
Progressive Pet Insurance is underwritten by Pets Best, a well-respected pet insurance provider with over 15 years of experience. This gives pet owners peace of mind knowing that a reliable company backs their pet’s insurance policy. Progressive Pet Insurance also offers several benefits, including:
- Comprehensive Coverage: Progressive Pet Insurance covers a range of medical conditions and treatments, including accidents, illnesses, and hereditary diseases. The policy also covers routine care such as vaccinations and wellness exams.
- Customizable Policies: Pet owners can choose from various deductibles and reimbursement levels to find a policy that fits their budget and needs. Progressive Pet Insurance also offers add-on coverage options, such as coverage for dental care, behavioral therapy, and prescription medications.
- Easy Claims Process: Filing a claim with Progressive Pet Insurance is quick and easy. Pet owners can submit their claims online or via the mobile app and expect to receive reimbursements within a few days.
Coverage Options
Progressive Pet Insurance offers several coverage options, allowing pet owners to find a policy that fits their needs and budget.
- Accident-Only Coverage: This policy covers injuries sustained from accidents, such as broken bones or lacerations. It does not cover illnesses or hereditary conditions.
- Accident and Illness Coverage: This policy covers accidents and illnesses, including hereditary conditions. It also covers routine care such as vaccinations and wellness exams.
- Wellness Care Coverage: This policy covers routine care such as vaccinations, wellness exams, and flea and tick prevention.
- Additional Coverage Options: Pet owners can add coverage options such as dental care, prescription medications, and behavioral therapy.
Progressive Pet Insurance also offers a 24/7 Pet Helpline, which provides pet owners access to veterinary professionals who can answer questions and provide advice on pet health and wellness.
Cost of Progressive Pet Insurance
The cost of Progressive Pet Insurance varies depending on several factors, including the pet’s age, breed, and location. Pet owners can get a quote on the Progressive Pet Insurance website or by calling the company directly. The cost of the policy will depend on the coverage options selected, the deductible chosen, and the reimbursement level chosen. Pet owners can choose from 70%, 80%, or 90% reimbursement levels.
Pros and Cons of Progressive Pet Insurance
Like any insurance policy, there are pros and cons when choosing Progressive Pet Insurance.
Pros:
- Comprehensive Coverage: Progressive Pet Insurance offers coverage for various medical conditions and treatments, providing pet owners with peace of mind knowing that their pets are protected in case of unexpected medical expenses.
- Customizable Policies: Pet owners can choose from various deductibles and reimbursement levels to find a policy that fits their budget and needs.
- Easy Claims Process: Filing a claim with Progressive Pet Insurance is quick and easy, and pet owners can expect to receive their reimbursements within a few days.
- 24/7 Pet Helpline: Pet owners can access veterinary professionals who can answer questions and provide pet health and wellness advice.
Cons:
Cost: The cost of Progressive Pet Insurance can be higher than other pet insurance